Step 1: Confirm Your SSDI Eligibility

Before you apply, make sure you meet the basic eligibility criteria:

• You must have a disability expected to last at least 12 months or result in death
• You must have worked long enough and recently enough to earn sufficient work credits
• Your condition must prevent you from engaging in substantial gainful activity (SGA)

Check the SSA’s Blue Book Listing of Impairments to see if your condition meets or equals a listed impairment.

Step 2: Gather Medical and Work Documentation

Prepare the following before starting your application:

• Complete medical records, including test results, diagnoses, and treatment history
• Physician statements detailing how your condition limits your ability to work
• Work history and earnings records
• Contact information for all medical providers

Having thorough and up-to-date documentation is one of the most critical aspects of a successful SSDI claim.

Step 3: File Your SSDI Application

You can apply for SSDI benefits in Utah:

• Online at ssa.gov
• By phone at 1-800-772-1213
• In person at your local Social Security office

Ensure that your application is accurate, complete, and consistent with your supporting documents to avoid delays or denials.

Step 4: Wait for a Decision

Once submitted, your application is reviewed by:

• SSA Field Office: Checks non-medical eligibility
• Utah Disability Determination Services (DDS): Evaluates medical eligibility

Initial decisions typically take 3 to 6 months. You’ll receive a notice by mail informing you whether your claim was approved or denied.

Step 5: Appeal If Necessary

If your application is denied, you have the right to appeal. The appeal process includes:

• Reconsideration
• Hearing before an Administrative Law Judge (ALJ)
• Appeals Council review
• Federal court review

Each stage offers an opportunity to submit new evidence and strengthen your claim.