Step 1: Determine Your Eligibility

Before applying, ensure you meet the basic eligibility criteria:

• SSDI: You must have a qualifying disability and sufficient work credits based on your employment history.
• SSI: You must have a qualifying disability, limited income, and limited resources.

Step 2: Gather Necessary Information

Collect the following information to streamline your application:

• Personal Information: Social Security number, birth certificate, and contact details.
• Medical Information: Names and contact information of doctors, hospitals, and clinics; dates of visits; medical records; and a list of medications.
• Work History: A detailed account of your employment over the past 15 years, including job titles and duties.
• Financial Information: Recent tax returns, W-2 forms, and information about any other benefits you receive.

Step 3: Choose Your Application Method

You can apply for disability benefits through one of the following methods:

• Online: Visit the Social Security Administration's website to start your application.
• Phone: Call the SSA's toll-free number at 1-800-772-1213 (TTY: 1-800-325-0778) to schedule an appointment.
• In Person: Visit your local Social Security office. It's recommended to call ahead and schedule an appointment.

Step 4: Complete the Application

Fill out the application thoroughly, providing detailed and accurate information. Be honest about your medical condition and how it affects your ability to work. Incomplete or inaccurate applications can lead to delays or denials.

Step 5: Submit Supporting Documents

Provide all necessary documentation, including medical records, work history, and financial information. Ensure that all documents are current and relevant to your condition.

Step 6: Follow Up on Your Application

After submitting your application, stay in contact with the SSA to check on the status of your claim. Respond promptly to any requests for additional information or documentation.