What Counts as a Chronic Illness for SSDI?

A chronic illness is generally defined as a medical condition that:

• Lasts 12 months or more, or is expected to result in death
• Prevents you from performing substantial gainful activity (SGA), such as full-time work
• Is documented through ongoing medical treatment, tests, and doctor evaluations

Examples of chronic illnesses that may qualify include:

• Autoimmune disorders (like lupus or rheumatoid arthritis)
• Neurological conditions (such as multiple sclerosis or epilepsy)
• Chronic pain conditions (like fibromyalgia or CRPS)
• Mental health disorders (such as major depression or bipolar disorder)
• Diabetes with complications, kidney disease, or heart failure

Each case is reviewed individually based on the impact of the illness on your daily functioning and ability to work.

SSDI Eligibility Requirements in Utah

To qualify for SSDI with a chronic illness in Utah, you must meet two main sets of criteria:

1. Medical Eligibility

You need to prove that your chronic illness:

• Meets or equals a condition listed in the SSA’s Blue Book, or
• Limits your ability to work consistently, even if your exact diagnosis isn’t listed

Medical documentation is key. This includes:

• Records of diagnosis and treatment
• Notes from specialists
• Lab test results, imaging, or functional capacity evaluations
• Statements from healthcare providers describing your physical or mental limitations

You must also show that your condition affects your ability to concentrate, move, stand, sit, lift, or perform other work-related tasks.

2. Work History Eligibility

You must have paid into Social Security through past work. This is measured using work credits:

• Most adults need at least 20 work credits earned in the last 10 years
• Younger workers may need fewer credits depending on their age

If you haven’t worked recently or long enough, you may not qualify for SSDI—but could still apply for SSI (Supplemental Security Income) if you meet financial requirements.

Applying for SSDI in Utah With a Chronic Illness

You can start your SSDI application:

• Online through the SSA website
• By phone at 1-800-772-1213
• In person at a local Social Security office in Utah

When applying, include:

• A complete list of doctors, medications, and treatments
• A detailed work history
• A description of how your illness affects your daily life
• Any supporting statements from employers, caregivers, or family

Expect the SSA to take several months to review your application. Many claims are denied at first, so be prepared to appeal if necessary.