1. Determine Your SSDI Eligibility

Before applying, ensure you meet the basic SSDI requirements:

• Work Credits: You must have worked long enough under Social Security, usually at least 5 out of the last 10 years, depending on your age.
• Medical Condition: Your condition must meet the SSA’s definition of disability, meaning:
• It prevents you from engaging in substantial gainful activity (SGA)
• It is expected to last at least 12 months or result in death

2. Gather Required Information

Prepare the following details before starting your application:

• Personal Information: Full name, Social Security number, birth certificate, and proof of citizenship or lawful status
• Employment History: Names and addresses of employers for the past 15 years, job titles, and work duties
• Medical Records: Names and contact details of all doctors, hospitals, clinics, and specialists who have treated you, dates of visits, and treatment types
• Medications and Tests: List of all prescribed medications, dosages, and recent lab or imaging test results
• Income and Resources: Information about other income sources or benefits received

3. How to Apply for SSDI in Utah

A. Online Application

• Visit the SSA website at www.ssa.gov
• Create or log in to your my Social Security account
• Complete the SSDI application form thoroughly and submit all required medical and work information

B. Phone Application

• Call SSA at 1-800-772-1213 (TTY 1-800-325-0778)
• Representatives are available Monday through Friday, 8:00 am to 7:00 pm
• They can assist in completing your application over the phone

C. In-Person Application

• Schedule an appointment at your local Social Security office
• Bring all necessary documents to complete your application during the visit

4. What Happens After You Apply?

Your application will be processed in two main stages:

Initial Review

SSA reviews your non-medical eligibility, including work history and contributions to Social Security.

Medical Determination

Your case is forwarded to Utah’s Disability Determination Services (DDS), where disability examiners and medical consultants evaluate:

• Medical evidence
• Functional limitations
• Ability to perform past work or adjust to other work

They may request a consultative examination (CE) with an SSA-appointed doctor if additional information is needed.

5. How Long Does It Take to Get a Decision?

In Utah, the initial SSDI application decision typically takes 3 to 5 months. However, complex cases may take longer, especially if medical records are incomplete or additional examinations are required.

6. What If Your Claim is Denied?

If your initial SSDI application is denied:

• Do not reapply immediately. Instead, request an appeal within 60 days.
• The appeals process includes reconsideration, a hearing before an Administrative Law Judge (ALJ), Appeals Council review, and Federal Court review if needed.
• Many claimants are approved during appeals when additional medical evidence is provided and cases are presented thoroughly.