Step 1: Determine Which Disability Program You Qualify For

Before applying, you need to know whether you should apply for SSDI, SSI, or both:

• SSDI is for individuals who have worked and paid Social Security taxes long enough to earn work credits.
• SSI is a needs-based program for those with limited income and resources, regardless of work history.

You must also meet the Social Security Administration’s (SSA) definition of disability, meaning your condition prevents you from working for at least 12 months or is expected to result in death.

Step 2: Gather Required Documentation

To support your application, collect the following:

• Medical records that show the extent of your disability
• Doctor’s statements outlining your work limitations
• Work history and tax documents (for SSDI)
• Income and asset details (for SSI)
• Names and contact information for all medical providers

Be thorough. Missing or incomplete documentation is one of the most common reasons for denial.

Step 3: Submit Your Application

You can apply for disability benefits in Utah in one of the following ways:

• Online at www.ssa.gov – the fastest and most convenient method
• By phone by calling the SSA at 1-800-772-1213
• In person at your local Social Security office in Utah (appointments recommended)

Make sure you answer every question accurately and provide as much detail as possible about your condition and how it affects your daily life.

Step 4: Monitor the Status of Your Claim

After you apply, stay proactive:

• Create a “my Social Security” account at ssa.gov to track updates
• Respond promptly to any SSA requests for more information
• Keep copies of all documents you submit

The initial review process in Utah typically takes 3 to 5 months, but delays can occur if documentation is missing or follow-ups are required.

Step 5: Be Prepared for a Denial

Most disability applications are denied at first. If you’re denied:

• Request a reconsideration within 60 days
• If denied again, you can request a hearing before an Administrative Law Judge (ALJ)
• You can continue appealing through multiple levels if necessary