Step 1: Understand the Types of Disability Benefits

There are two main programs:

• Social Security Disability Insurance (SSDI): For individuals who have worked and paid into Social Security.
• Supplemental Security Income (SSI): For individuals with limited income and resources, regardless of work history.

Before applying, determine which program you're eligible for—or whether you qualify for both.

Step 2: Gather Important Information

Having all necessary documents ready will make the application process smoother. Be sure to collect:

• Social Security number and birth certificate
• Medical records, including diagnoses, treatments, and test results
• A list of all doctors, hospitals, and clinics visited
• Employment history for the last 15 years
• A list of current medications and side effects
• Any documentation of your functional limitations

Step 3: Apply for Disability Benefits

You can begin your application in one of three ways:

• Online: Visit the SSA's website and complete the application from home.
• By Phone: Call the Social Security office to apply with a representative.
• In Person: Visit your local Social Security office in Utah to apply directly.

Make sure your application is complete and accurate to avoid delays.

Step 4: Follow Up and Respond Promptly

Once you’ve submitted your application:

• Check the status regularly
• Respond quickly to any requests for additional information
• Keep copies of all correspondence and documentation

Staying proactive and organized can help prevent delays in processing your claim.

Step 5: Prepare for a Potential Appeal

Many first-time applications are denied, but you have the right to appeal. If you receive a denial letter:

• File a request for reconsideration
• If denied again, request a hearing before an administrative law judge
• Keep gathering medical evidence to support your claim